I hope you are
Now is the time
when most of you
are planning for
please be safe
and use wisdom.
The title of my
to evoke your
taking a minute
or hours if
slow down and
stop in order to
look for and
paperwork. It is
store your bank
Yes, I have encountered clients that absolutely do not know where any of their financial documents are and truly are not concerned about them until they need to conduct financial business beyond just going to see a bank teller every once in a while.
Do yourself and your family a favor and get ORGANIZED. There are plenty of stories about people who have passed away and someone in the family says, "I think they have an insurance policy but no one knows where it is or who the insurance company is" or " I think they had a pension but I don't know the name of the company." This is MORE COMMON than you know.
It is imperative that once you get your
important financial paperwork in order that you
share what kind of information it is, current
details about it and where the information is
securely stored with a close family member or
A useful tool (non web-based) you can use is
Carebinders, it is the most complete personal
recordkeeping software available. Go to
www.carebinders.com (coupon code MHI) and
look into organizing everything that is
important in your life. It may be a good gift
for a family member. This software is not
associated with the Internet.
It's funny, I just saw the new Sherlock Holmes
movie and the villain kept record of all his
"criminal financial exploits" in a 4 inch little
red book. Needless to say, it came back to bite
him in the end, it was stolen.
The New Year is around the corner, it is time to
think about scheduling your annual financial
review. You might say, " I don't have anything
to review"...you might be surprised to know that
you do have a lot to review i.e.. retirement,
savings, insurance, budget and more.
Call or email me today for a free
financial analysis. Let's start off the New Year
together taking steps toward a better financial
future, ask yourself, "What do I value most?"
I appreciate your feedback and would like to
know if you are finding my "Tips" helpful and
informative, call or email me your thoughts.
I also want to let you know that I am not just a
consultant with respect to life insurance. I am
available (no fee) to discuss your retirement,
college savings, Medicare Benefits,
Health/Disability /Critical Illness insurance.
***In the New Year I will also include Estate
Consulting. Let your family and friends know
that I am a resource available to them in the
event that someone passes away and the family
needs someone to consult with in regards to
handling the business/financial affairs
associated with the death.
I look forward to
talking to you soon.
Until then, be safe, use