I also can help you save money on your home, auto and apartment insurance. Many people who live in apartments are required to carry some personal liability insurance, usually in the amount of $100k to be protected from being sued by a visitor in case of an accident while in your apartment. Apartment insurance usually costs no more that about $10 or $12 a month depending on where you live (county) and your credit.

I can help you plan and save money long tem for your retirement with IRA's, Annuities and Life Insurance. There is a debate as to whether or not life insurance versus an IRA will help you save more money over the long term. Currently you can obtain an Universal Life policy with a guaranteed interest rate of 4%. IRA's, depending on how they are funded may not yield more that 2% over the long term. I encourage you to let me help you explore your options. There are multiple options you can explore in order to build a solid retirement portfolio.

I can help you save for your child(rens) education via 529 plans and/or life insurance.

I can help you protect your assets with Life Insurance, Short & Long Term Disability, Long Term Care Insurance. I also offer Medicare Supplements that are available for people 65 and older. Medicare Supplements are a great way to make sure that most or all of your health care costs are covered when you turn age 65.

If you currently have a agent or consultant that you have worked with in the past...please ask yourself, "When was the last time I had a financial review with that person?" or "When was the last time they called me to check to see how they can save me money or help me protect my or my families assets?"

Give me a call and we can schedule a financial review ....free. Many financial advisors charge a fee for service...I don't and you have no obligation.

As always, be safe, use wisdom!