financial tip of the week...

Enough may be enough... Hello All: I'll be brief. Just wanted to know if you like a few others that have contacted me have started to put measures in place in order to protect and secure your and your families finances.

One thing that we need to think about when it comes to getting older or having older parents is long term care. My dad is now headed to a nursing home, a couple of things that I have had to think about are what will happen to his assets? His pension he's worked hard for? His social security? His house? If you have a long term care insurance policy, you don't have to worry about this, why? Long term care insurance helps protect all your assets from what is called "spend down", this is when a nursing home looks at your assets and determines what you can keep and what they will take in order to pay for your care, especially if you don't have enough money to pay out of pocket. If you want to learn more, please email me or call me. Long term care insurance is truly insurance that protects your hard earned assets. Until then...be safe, use wisdom!

Genya Harley
Financial Consultant
Mutual of Omaha
19255 Everett Lane, Suite C
Mokena, IL 60448
773-251-1865
genya.harley@mutualofomaha.com
gharley2@yahoo.com

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