If you just read
my subject line,
you might be
wondering and I
you are, "What
does she mean
some of us are
As much as we
being in a
recession and as
much as we have
reasons as to
why we don't
have money, many
of us act like
we are afraid of
I want you to stop for a moment and think about
1. Do you have any money saved up for now or for the
future, ie, savings account, investments etc.? Do
you think that if you set aside $50 - $100 in an
account you might be able to access if you need it
in an emergency or if you just want it back?
2. If you have children, have you set aside anything
for them for their education or for them to have a
life similar, if not, better than the one you are
providing for them right now?
3. How we look is really important, we spend $50 -
$100 every two weeks ( women sometimes) for our hair
and nails. Men you spend money on what you like (go
out to eat, get the car detailed, shopping etc.),
have you done any cutting back in your spending is
order to save for your retirement, have you really
thought about how you want to live your life when
you turn 65 or 70?
I am going to tell you straight
up.....IF YOU HAVE ANSWERED NO TO
ANY OF THESE #3 QUESTIONS THAN YOU ARE AFRAID OF
Any of you out there who have seen Spike Lee's
movie School Daze know there is scene toward the
middle to end of the movie when Laurence
Fishburne says "WAKE UP!" This is what I am
screaming and will continue to until many of
many of my people start shifting their
Many of us for various reasons were not raised
with the education to grow generational wealth,
more specifically, I mean put off buying those
Nikes' or that purse or those shoes, in order to
SAVE AND INVEST our money over the long term.
Many of us don't really realize how damaging our
attitudes are toward money really are. Some of
us are afraid that if we set some money aside we
might ever see it again, or the excuse I hear
all the time is "My budget is just too
tight".....but how many people go to McDonald's
once a week. For the cost of a dinner for 4 at
McDonald's, I can provide $100k in life
insurance for your child....and show you how you
can use it for their college education....I want
some of you all to QUIT PLAYIN'!!!!!!!!!!!!!!
Many of us don't want to talk about money, insurance
or investment or savings or estate planning etc.,
why? because we assume we have it together,
especially if we have a job or we don't (for many
reasons) discuss it with our families because (it's
none of their business or I don't think I have
anything worth talking about or planning for).
I think some of you think that somebody will just
pick up from where you left off and take up a
collect to bury you, pay off your debt, take care
your children (better than you) etc...etc. If you
don't plan now, you really don't give a damn about
your family or your children because you will leave
them in debt!
So guess what? we continue to SPEND, SPEND,
SPEND!!!!!!!!!!!!!!!! Scared to SAVE!
We are spending money on the wrong things,
especially if you cannot set aside money (even a
small amount) for life insurance, savings for your
child's education or for someone to bury you and get
rid of all of your DEBT!!!!!
I know a couple that has 5 children....YES, 5! They
are a relatively young couple, both are working and
neither one of them has LIFE INSURANCE!!!! The
husband acts like he
is afraid to talk about it!
Please understand that as a licensed professional, I
can sit down with you, just as I did my friend
Khalid...who is sending you this email...and I can
show you how you can set up insurance in order to
save long term for your child(rens) education, I can
show you how to pay off your mortgage with insurance
(I don't mean after you die), set aside money for
your children to have a life even better than the
one they have now, I can show you how you can have
money set aside for your retirement even if you
already have a 401k or a pension with your job!
Remember, even if you are working and your benefits
include life insurance...check your policy with the
company to see if you will be able to take that
policy with you if you leave or get
fired(laid-off)....it is so important to have a
supplemental policy outside of work.
We are putting off our futures in order to live for
today and my plea to you is that if you are guilty
of this or know someone that is guilty of this, tell
them today is the day we STOP LIVING FOR TODAY!!!!!
There is a way to build some wealth if you just take
the time to see, you can start with setting aside
$20 - $50 a month ....CALL ME, I want to HELP!
I look forward to
talking to you soon.
Until then, be safe, use